Payday Loan Questions

Are you new to online payday lending? Then you probably have some questions about how the process works. That’s what we’re here for: To answer your questions and make sure everything about your loan goes smoothly, from the moment you submit your application to the instant the cash hits your bank account. Here are some of the common questions our customers have about payday loans.

How Fast Can I Get Cash?
You can get cash almost instantly! The application process, from submission to approval, generally takes about 1 hour, and cash is wired to your bank account soon after your loan is approved. You could have cash in your bank account within an hour of applying for a cash loan online.

Are These Loans Real?
All of the lenders in our cash advance network are carefully verified and offer legitimate payday loans. You’re safer submitting an application with us than searching the Internet to find a lender on your own, since anyone can set up a website and claim to offer instant cash advances. When you apply for a payday loan on our site, we’ll match you with a legitimate online lender that meets your fast cash needs. We take the guesswork out of borrowing so you can get your cash without worrying.

What Are The Interest Rates Like?
Our lenders have the best interest rates in the industry, often lower than what you’d pay for a bank overdraft fee or a late credit card payment. According to a recent study, the average American pays over 4,000% APR on bank overdraft fees every year. The average payday loan has an APR around 300% – that’s nearly 20 times less expensive than an overdraft! You can save yourself a lot of money on annual percentage rates by borrowing smart to avoid bank overdrafts.

How Can I Get Approved?
Approval is simple: Just submit your application on our website and we’ll forward it to a lender for you. There’s no credit check required, so your credit score is never an issue. You only have to be a US citizen at least 18 years old with a steady stream of income to qualify for payday loans online.

For answers to more of your questions, read our FAQ, subscribe to the blog, or start your application today!